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Savings Options

Saving at Heartland Credit Union couldn’t be easier. High rates, security, and much more. We can help you achieve your financial goals!

Your funds are federally insured to at least $250,000. Learn more about your insured funds.

See our Rates

Savings Account
To become a member and take advantage of everything Heartland has to offer, you’ll start with a $5 savings account. Then you can use it anytime to save for whatever you want!

IRA Share Account
Use an Individual Retirement Account (IRA) to start saving for retirement or to supplement other retirement forms. The money is federally insured, unlike the stock market. Balances of $500 or more may be transferred to an IRA Share Certificate. We offer Traditional and Roth IRAs and Coverdell ESA accounts.

Platinum Money Manager Account
The more you save, the more you earn with our Money Manager Account. This money is federally insured, plus you can earn a great rate! Heartland’s Platinum Money Manager Account will provide you with the flexibility and earning power you need. See our Truth In Savings Disclosure for more information.

Regular and IRA Certificates
Choosing a certificate to invest your money is a wise choice. Choose from 3 months to 5 years depending on your goals. If you need help determining what is best for you, please contact one of our offices. We’d love to help you earn the most for your money.

Add-On Certificate
The “Add-On” Certificate is a 12-month term certificate that requires a minimum deposit of $250. Then add to it anytime and any amount! What a great way to earn a higher rate!

Special Purpose Account
A great account to save for a vacation, taxes, or the holidays.

Get Even More from Your Membership at Heartland!
Our Financial Consultant can offer annuities, mutual funds, and other investment options. These products are not federally insured nor offered by Heartland Credit Union.

Heartland Credit Union rates as low as 0.0%


Average* 0.0% APR

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