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Get paid to learn financial literacy.

zogo and heartland logo

Zogo is a gamified financial literacy app that rewards users for completing bite-size financial literacy lessons. Level up and earn while you learn, with real-life rewards — like gift cards to your favorite stores!

How it works:



300+ bite-sized, action-based modules tackling topics like saving for retirement, buying a car or opening a checking account.

zogo-app screenshot-user journey


Complete daily trivia, work through the modules and level up as you go, going from student of small change to currency conqueror!


Answering questions, completing modules and referring friends earn you points that lead to real rewards. Finally, it pays to learn about finance — literally.

Let’s Get Started:

So you’re in the app, now what?

You must complete the “Zogo & Pineapples” module before you’re able to unlock any other modules.

Navigate through the snippets in each module by tapping the right side of your screen to move forward, or the left side of your screen to back up and re-read a section. Once you’ve gone through all the snippets, you’ll take a quiz based on the information you just learned. After completing the quiz, you’ll earn pineapples and move on to your next module.

Are you ready to change?

Join Heartland and grow with us.

Join Now
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